Credit growth slow despite rate cuts - Business News, Finance News, Share Market News - Market trendz

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Saturday, 26 July 2025

Credit growth slow despite rate cuts


Bank credit expansion slowed in July despite RBI's rate cuts, growing at 9.8%, lower than the previous year and deposit growth. Retail loan growth has been particularly affected since November 2023 due to regulatory restrictions. A recent HSBC report attributes the slowdown to the real sector's challenges, impacting investment and personal loan demand.

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